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Apartments Downtown Chicago That Accept Section 8

Know Your Rights For Section 8

More Landlords Choosing Not To Accept Section 8 Vouchers

While it’s important to know who to call when you have a concern, HUD says fair treatment is essential when searching for an apartment that accepts Section 8.

Under the Fair Housing Act, it is unlawful to:

  • Refuse to rent to you or sell you housing
  • Tell you housing is unavailable when it is available
  • Show you apartments or homes only in certain neighborhoods
  • Set different terms, conditions or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Advertise housing to preferred groups of people only
  • Deny you property insurance
  • Conduct property appraisals in a discriminatory manner
  • Refuse to let you make reasonable modifications to your dwelling or common use areas, at your expense, if it is necessary for you to fully use the housing. Note: Where reasonable though, the landlord may permit changes only if you agree to restore the property to its original condition when you move.
  • Refuse to make reasonable accommodations in rules, policies, practices or services if it is necessary for you to use the housing on an equal basis with non-disabled persons
  • Fail to design and construct housing in an accessible manner
  • Harass, coerce, intimidate or interfere with anyone exercising or assisting someone else with his/her fair housing rights
  • Housing Choice Vouchers are portable, which means you can carry them with you when you move no matter where you go in the U.S.

Apartments That Accept Section 8

Upon receiving your Section 8 voucher, HUD allows 90 days for residents to find a new place that’s decent, safe, sanitary and will pass inspection prior to moving in. In order to find apartments near you that accept Section 8, your search starts online.

Organization and pre-planning will help ensure your search for a Section 8 apartment goes smoothly. Think about the type of apartment you’re looking for and how soon you need to move. Take into account price, location, safety and other neighborhood attributes as they often give insight into the cost of neighborhood amenities or services.

Check out HUD.gov’s online map, an interactive tool that lists apartment buildings it has worked with through Section 8.

Searching Google for apartments that accept Section 8″ will also help. Additionally, you may also find a number of non-profit organizations in your area that offer aid in your search.

Here are a few:

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    Section 8 Search Takes Time Effort

    While finding Section 8 housing requires more work to apply and find an apartment, it’ll be well worth it if you end up receiving a voucher. Just remember to follow up if you make it on the waiting list, and keep realistic expectations.

    The information contained in this article is for educational purposes only and does not, and is not intended to, constitute legal or financial advice. Readers are encouraged to seek professional financial or legal advice as they may deem it necessary.

    How To Find Section 8 Apartments

    Apartments Downtown Chicago That Accept Section 8
    • Section 8 apartments allow landlords to offer fair market rent prices to low-income tenants
    • Regulated by the U.S. Department of Housing and Urban Development , Section 8 refers to low-income housing
    • The following tips help guide tenants through the process of finding and renting Section 8 apartments

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    Section 8 Inspections For Tenants Landlords

    After you find an apartment that accepts a Section 8 voucher, the property then needs approval. This likely includes a physical inspection. The PHA must approve the unit and the lease of your selected new home.

    Gloria Shanahan, regional public affairs officer for HUD in Miami, said housing inspections are regularly conducted, Each housing authority establishes contracts with landlords in its jurisdiction for apartments or homes that will abide by rules and regulations. Inspections are performed frequently and contracts for individual families are reviewed on an annual basis.”

    You’ll sign a lease with the landlord for at least one year. You may also be required to pay a security deposit. Then, the local public housing agency will pay the remaining portion of rent on your behalf each month.

    Tenants have to follow certain rules in order to keep the voucher, such as living in the unit, respecting all lease agreement regulations. When the lease is up, the landlord may initiate a new lease or allow you to stay on a month-to-month lease.

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    Chicago Section 8 Apartments And Beyond

    Luxury Section 8 apartment

    Want to live in a unit near work, school, friends or family? With Pangea Real Estate you can! Perhaps you’re interested in apartment rentals in Chicago. Sure, we can help you with that, but we also want you to know that you can live in one of our newly renovated units in the following Chicago neighborhoods as well:Popular Apartments: Bridgeview | Bronzeville | Chicago Lawn | Gage Park | Garfield Park | Greater Grand Crossing | Lawndale | Washington Park | West Englewood

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    A Guide To Section 8 Housing In Chicago

    In Chicago, the cost of housing is higher than in some other cities, making it difficult for low-income families and individuals to afford rent. The state of Illinois offers a housing assistance program to help those who qualify pay for safe and sanitary housing. Understanding how this program works and the eligibility requirements can help applicants determine whether they may qualify for housing assistance.

    Guide To Affordable Housing In Chicago Illinois

    There are 765 low income housing apartment communities offering 88,495 affordable apartments for rent in Chicago, Illinois.

    Income Based Apartments in Chicago, Illinois

    Chicago features 58,666 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

    Low Rent Apartments in Chicago, Illinois

    There are 29,113 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chicago.

    Housing Choice Vouchers in Chicago, Illinois

    On average, Section 8 Housing Choice vouchers pay Chicago landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Chicago.

    The maximum amount a voucher would pay on behalf of a low-income tenant in Chicago, Illinois for a two-bedroom apartment is between $1,206 and $1,474.

    2022 Chicago, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

    Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

    Population and Household Demographics

    Chicago is a city in Cook County, Illinois with a population of 2,717,534. There are 1,035,436 households in the city with an average household size of 2.57 persons. 55.71% of households in Chicago are renters.

    1 Person

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    Section 8 Income Requirements

    The first thing you should check is your income. Section 8 apartment’s rent is based on 30 percent of your income. Whatever is left over the program pays for it. About 75 percent of families who receive Section 8 vouchers earn below 30 percent of the median income.

    In terms of income, you’ll need to figure out if you fall in the required income range for your state and county. The income requirement also factors in the combined income everyone in your household earns.

    Here’s an online tool from HUD.gov that gives you a better idea of what income limits look like, based on state and county.

    Section 8 Vouchers Apartments And Waiting Lists In Chicago Illinois

    Apartments Downtown Chicago That Accept Section 8

    Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

    Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

    Public Housing Agencies Serving Chicago, Illinois

    Housing Authority
    Section 8 Housing Choice Voucher Public Housing Moving to Work Rental Assistance Demonstration

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    Applying For Section 8 Housing Assistance

    Since the waitlist is so long, the Chicago Housing Authority rarely opens up the application process to new applicants. On occasion, the agency will randomly select individuals on the list through a lottery system to receive vouchers, but this only occurs when funds are available. The process of applying includes completing an application form, passing a criminal background check, and meeting all income criteria and other eligibility requirements. Program administrators also perform multiple verifications to weed out anyone who may be trying to commit fraud.

    The specific income limits for a Section 8 voucher Chicago can change based on inflation and other factors. In 2019, the limit for a family of four was between $26,750 per year and $71,300 per year . At this time, the Chicago Housing Authority is not accepting applications for Section 8 vouchers, but individuals can check back regularly to find out when they may open the process and accept new applicants.

    How The Program Works

    CHAs Housing Choice Voucher Program allows low-income families to rent quality housing in the private market via federal funds provided by the U.S. Department of Housing and Urban Development . Through the HCV Program, CHA pays a portion of eligible families rent each month directly to the property owner. Families can use their vouchers to rent a house or apartment in the private market throughout the city of Chicago. Because there are more families who need rental assistance than there are funds available, CHA uses a waiting list to administer the program to eligible families. Names are selected for the waiting list randomly using a lottery process. Once selected from the waitlist the following steps summarize the process to become a HCV participant family:

  • Apply and interview
  • Select a unit, submit a Request for Tenancy Approval
  • Await inspection results
  • Move in, pay rent and utilities
  • Comply with HUD and CHAs rules and regulations
  • After admission to the program, all household members must abide by the Family Obligations to remain on the program.

    For the HCV Program’s official policies, see the HCV Administrative Plan and the Procedure Guide. For more information for participants, see the Participant Guidebook.

    For information about moving with your voucher, see the Participant Pocket Guide .

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    What Is Section 8

    Section 8 is a government-based program created by the HUD that benefits low-income residents who need assistance with paying rent. In order to qualify, families or individuals need to make less than a certain amount.

    Section 8 was created with the following in mind:

    • To provide decent housing for all Americans
    • Provide the development of community housing
    • Educate and enforce fair housing for those who fall under a certain income

    Chicago Section 8 Housing Program

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    Illinois operates a Section 8 Housing Choice Voucher program that provides rental assistance to low-income residents in Chicago as well as in other cities throughout the state. This program exists to help make sure residents can afford sanitary and safe housing, as well as be able to pay for other basic living expenses rather than having to spend the majority of their income on rent.

    During the Great Depression, the federal government enacted the Housing Act of 1937, which extended assistance to low-income households to pay for housing costs. Although the majority of the funds distributed through the programs come from federal government agencies, each individual state operates its own program and distributes its own vouchers. In Chicago, vouchers are available through the Chicago Housing Authority. However, they are not easy to obtain. Some applicants to the program have waited over 10 years to receive vouchers.

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    Do You Qualify For Section 8 Apartments

    In order to qualify for Section 8, you need to work with your local public housing agency . Your PHA will determine your eligibility for the Section 8 program based on your total annual income and the size of your family.

    If you’re interested in this program, you need to meet the requirements, which include family status and size, gross income, citizenship status, criminal history and eviction history.

    The program is specific to U.S. citizens and small, specified categories on non-citizens. Visit your local PHA before beginning your apartment search to determine eligibility and the amount of housing payment you’ll receive.

    Keep in mind that just because you qualify, doesn’t mean you’ll automatically receive a voucher. According to an estimate on the HUD.gov website, only 25 percent of families that qualify for Section 8 actually receive it.

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