How Much Does Assisted Living Cost In Chicago Illinois
This is the number one question we get asked about assisted living every day. And if you are NOT asking this question and are assuming the government will pay for your parents stay at an assisted living, then we need to have a frank talk!Every year, Genworth Life publishes the average costs for senior care and elder care across the country. These reports include the cost for not only assisted living but also nursing home care, home health aides & homemaker services as well as adult day care. On average across the country assisted living runs $43,200 a year. That is $3,600 a month. The state of Illinois on average matches the average price across the country, however the Chicago area has a higher price tag… about $58,740 a year or $4,895 a month.Many people think staying at home and hiring a caregiver will save them money. However the study found that the national average cost for a Home Health Aide ran $45,760 and in Chicago it was $50,336 a year. Keep in mind, this is on top of the cost of maintaining the house or apartment your loved one lives in including rent, mortgage, taxes, maintenance, food etc.You can print out a guide to compare the cost of staying at home with care vs. living in assisted living that most people have found very helpful when comparing the two. Click here for more information on the Genworth 2015 Cost of Care Survey.
Assisted Living Vs Other Types Of Care In Chicago Illinois
At $1,842 a month, adult day care is far the least expensive option for long-term care in Chicago, but it doesnt cover evening, overnight and weekend care. Seniors can also opt to receive care at home through homemaker or home health aide care. Home health aide care is generally more robust than homemaker care, and thats reflected in the $48 more per month seniors pay. At $6,996 a month, a semiprivate room in a nursing home is nearly $2,200 more expensive than assisted living.
- Homemaker: $5,672
- Nursing Home : $6,996
Assisted Living Facilities Near Chicago Illinois
The Land of Lincoln has lots to offer, and the Second City itself is full of assisted living options. Chicago has luxury highrise assisted living options, quaint and cozy lodging locales, and everything in between. Seasons are plenty pronounced, ideal for variety in the autumn of your life. From the Loop and the lakeshore to the bungalow belts and beyond, Chicago is teeming with culture and Midwest nice. Theres something for everyone in Chicago, IL.
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Arts Culture And Recreation
Chicago boasts a wide selection of cultural and recreational opportunities. It hosts several world-class attractions, including the Field Museum, Shedd Aquarium, and The Art Institute of Chicago. There are also numerous professional dance and theater companies.
If you are a sports fan, Chicago is home to major professional teams in baseball, football, basketball, hockey, and soccer. For people who enjoy going outside, there are 600 public parks, 70 nature and bird sanctuaries, and 26 miles of open lakefront to explore.
Assisted Living Assessment And Service Plan
Each new resident must have a completed physicians assessment no more than 120 days before moving into an assisted living facility . The assessments have to be re-evaluated on an annual basis.
Within 24 hours after admitting a resident, a licensed practical or registered nurse at the ALF is required to complete or co-sign an initial assessment and service plan.
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The Advantages Of A Life Plan Community
The Admiral at the Lake offers more than senior apartments in Chicago with various floor plans. It is also one of the city of Chicagos premier Life Plan Communities providing the security of Lifecare.
Aside from living an active, engaging, and fulfilling lifestyle now on the shores of Lake Michigan, what does this mean for your future? It means knowing that youre covered if your health needs ever change.
At The Admiral at the Lake, you have seamless access to our on-site Assisted Living facilities, Memory Support, and long-term care with Skilled Nursing services. If you need help with daily activities, you can remain here, avoiding an additional move to other supportive living facilities offering Assisted Living in Chicago. Even better, with Lifecare, senior care services are delivered at a predictable cost, so you can plan today while protecting your assets for tomorrow.
How Much Does Home Care Cost In Chicago
At $28.60 per hour, the average monthly home care costs in Chicago are $4,576, assuming a 44-hour work week. This is almost $400 more than the state average of $4,195. The city of Bloomingtons monthly average is relatively close to that of Chicagos at $4,433, but its about $150 less per month. Decatur is the least expensive city in the state at almost $1,000 less a month than Chicago.
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What Is The Cost Of Assisted Living In Chicago Il
According to the 2021 Genworth Cost of Care survey, the current median monthly cost of assisted living in Chicago is $4,825. This amount is projected to increase to $5,738 by 2025. However, the exact price can vary depending on several factors, such as services, amenities, and exact location within the greater Chicago metropolitan area.
Heritage Woods Serves Adults 65 And Older Who Need Some Help To Maintain Their Independence
A financial assistance program is available to those who qualify, making the Heritage Woods lifestyle affordable to all. If you or a loved one would benefit from our assisted lifestyle community, but are concerned about financial arrangements, please do not hesitate to ask our staff about this financial assistance program.
The Supportive Living Program is available in Illinois for seniors 65 or older who need help maintaining their independence regardless of their financial resources. Seniors on Medicaid who only receive minimum Social Security income can qualify.
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More Ways To Pay For Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.
Assisted & Supportive Living
Apartments or homes offering assistance with daily needs but allowing residents to remain independent. Help is given with meals, visiting nursing care, shopping, bathing, beauty and erran…Learn more
Apartments or homes offering assistance with daily needs but allowing residents to remain independent. Help is given with meals, visiting nursing care, shopping, bathing, beauty and errands. Most of these homes have private baths, rooms and kitchenettes. Most of these facilities try to stay at a reasonable price and some are able to bill insurance providers for part of the costs and care of the senior.
Important note: Inclusion on this list does mean that the SHARE Network is vouching, verifying, or otherwise endorsing any listed resource. We strongly urge you to carefully research available housing options prior to making a decision.
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Illinois Supportive Living Program
The Illinois Medicaid waiver that helps pay for some assisted living costs is referred to as the Supportive Living Program . It pays for personal care services, housekeeping, meals, exercise programs, medication supervision and assistance, and 24-hour staff to ensure residents scheduled and unscheduled needs are met. Residents are responsible for room and board costs.
Who Is Eligible?
Residents interested in applying for the SLP must meet the following age, financial, and functional requirements:
- Age 65 or older or have a physical disability
- Monthly income must be equal to or greater than the Supplemental Security Income rate of $750 for single residents or $1,125 for married residents
- Eligible for nursing home care but choose to receive care in an AL environment
If eligible, all of your monthly income except for $90 will go to the assisted living facility.
How to Apply
To apply for the SLP, residents or their legal representative should contact the ALF, and they will help complete the appropriate assessments and paperwork. Not all facilities accept the waiver, so be sure to ask if they are an SLP participant.
Interested applicants who would like more information about SLP or those with questions about an ALF, can also call the Department of Healthcare and Family Services, Bureau of Long-Term Care at 782-0545 or 528-8444.
How Much Does Assisted Living Cost In Chicago
Chicagos assisted living cost is $4,794 per month, which is about $800 more than the state average of $4,030. Nearby cities that come close in cost are neighbors Rockford to the east at $4,770 and the more northerly Bloomington at $4,650. Other large cities in the state average between $3,700 and $4,400 per month, with Peoria having the lowest rate of $3,750, more than $1,000 less per month than Chicago.
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Built On A Strong Foundation
Our tradition of quality dates to 1917, when Englewood neighborhood resident Susie Woodman, Dr. William Gregg and a group of volunteers founded Oakhaven Old Peoples Home. The community, which adopted the name Smith in 1929 to honor a generous gift from the estate of Emilie Smith, evolved to become Smith Senior Living.
Faq About Senior Living In Chicago Il
Assisted living communities are for seniors who can, for the most part, still take care of themselves, but might need help with daily tasks. Nursing homes are for people who need a higher level of daily support and medical care than what can be provided by an assisted living facility.
According to the Illinois Department of Public Health, there are 223 assisted living facilities in Chicago and its surrounding suburbs.
Some assisted living communities in Chicago allow pets others do not. A local care advisor will be able to help you find the perfect match.
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The Cost Of Senior Living And Care In Chicago
Chicagos senior care is the most expensive in Illinois compared to other large cities. Assisted living costs in the city are almost $800 more than the state average. The city also leads the way in cost in other areas of senior care according to the 2018 Genworth Cost of Care Survey, nursing home care is 19% higher than the state average. These costs, however, can be offset by the many services, waivers and low-cost housing options offered by the City of Chicago and various charities.
Other Financial Assistance Programs In Chicago
Home and Community-Based Services Medicaid Waivers
HCBS waivers offered by Medicaid will pay for services for eligible seniors 60 years or older. Most waivers available to Chicagoans will require that the applicant has been assessed as being at risk for nursing home placement, and the cost of in-home care would be less than that of institutionalization. Waivers typically cover home health aide services, emergency response, and adult day care, at a minimum. To apply for an HCBS waiver in Chicago, please call 252-8966.
Aid to The Aged, Blind, and Disabled
This is a cash and medical assistance program that is available to low-income seniors through the Illinois Department of Human Services . Recipients may also be eligible to receive Supplemental Nutrition Assistance Program benefits and may use the same application. Applicants should be 65 years or older, blind or disabled, and already receiving supplemental Insurance benefits, or be eligible in all regards except for income. Applications may be submitted via the DHS website or by calling 843-6154 to find a local DHS office.
Waiver for Supportive Living Facilities
Home-care services, medication oversight, personal emergency response devices, intermittent nursing, housekeeping, and laundry are some services that are included in the waiver. Interested parties may read more about the program here, or call 528-8444 to obtain more information and instructions on how to apply.
Community Care Program
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Do Communities In Chicago Illinois Allow Pets
Yes, 27% of the communities in Chicago, Illinois are pet friendly.
The Land of Lincoln has lots to offer, and the Second City itself is full of assisted living options. Chicago has luxury highrise assisted living options, quaint and cozy lodging locales, and everything in between. Seasons are plenty pronounced, ideal for variety in the autumn of your life. From the Loop and the lakeshore to the bungalow belts and beyond, Chicago is teeming with culture and Midwest nice. Theres something for everyone in Chicago, IL.
Free Assisted Living Resources In Chicago
The city of Chicago has a robust list of senior services. These, in combination with the services offered on a state-wide level, help seniors take full advantage of their retirement years. Through these programs and organizations, seniors and their families can get everything from healthcare and insurance counseling to legal advice.
Resource
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Create Your Best Lifestyle
Your lifestyle has a lot to do with your overall well-being and quality of life. Thats why we offer a variety of classes, events and activities to support your mind, body and spirit. Its up to you to choose how busy and active you want to be. Just know the opportunities for being socially and physically active, engaging in purposeful activities, cultural events, and lifelong learning are all here for you to enjoy. Check out our latest Lifestyle Calendar.
Smart & Engaged Living In The City Of Chicago
Smart Financial PlanningReduce expenses and control senior living costs as a resident of The Admiral at the Lake. The community offers dining, maintenance and utilities , which are included in the service fee. We will work with you to maximize your lifestyle while helping you make the best financial decisions for your future.
Lifecare Program
Our Lifecare contract is a long-term care option that gives you the confidence that, in the event of a change in your health, your health care needs will be taken care of by skilled and courteous staff. Lifecare assures a resident that if they ever need long-term care such as Assisted Living, Memory Support or Skilled Nursing theyll have these services and receive them at about the same monthly fee they pay in Independent Living. Residents know where they will receive care, who will provide it, and what it will cost. By planning now for your long-term care, you can receive substantial savings over the years.
Activities & EntertainmentThe Admiral at the Lake believes in the importance of leading a full and active life. A creative arts studio, formal library, and private woodworking shop are just a few of the amenities available to residents of our active adult community.
Safety & SecuritySecurity is a top priority at our senior living community in Chicago. In addition to 24-hour security and controlled access to the building, The Admiral at the Lake also provides secure parking for its residents and their guests.
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Assisted Living In Illinois
We have gathered data for over 20,000 assisted living communities serving seniors across the U.S., and over 500 statewide. Our research indicated that a resident in an assisted living community in Illinois will pay $4,030 per month on average.
According to the United States Census Bureau, the population of the elderly living in Illinois has grown over the past five years. Its possible seniors are choosing to retire in the state because they do not have to pay state tax on social security income, public or private pensions, or income from a retirement savings account such as an IRA.
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The Cost Of Assisted Living In Nearby Cities
Compared to other cities in Illinois, Chicago is in the middle of the road. Chicagos average assisted living cost is $4,825, while just to the south in Kankakee, seniors pay an average of $4,623 a month. Carbondale in the south of the state has the lowest monthly average at $3,525. To the northwest of Chicago in Rockford, which has the states highest average, seniors pay $5,250 a month. In Decatur, in central Illinois, the average drops to $4,382 a month.
Nursing Home Facility